HP HP-10B Manuals

Manuals and User Guides for HP HP-10B. We have 1 HP HP-10B manual available for free PDF download: Owner's Manual

HP HP-10B Owner's Manual (73 pages)

Business Calculator

Brand: HP | Category: Calculator | Size: 5.17 MB

Contents
1
Notice
3
Features
4
At a Glance
7
Basics
7
Percentages
7
Memory Keys
8
Time Value of Money
8
TVM What if
9
Amortization
9
Interest Rate Conversion
10
IRR/YR and NPV
10
Statistics
11
Getting Started
12
Power on and off
12
Adjusting the Display Contrasy
12
Understanding the Display and Keyboard
13
Cursor
13
Clearing the Calculator
13
Clearing Memory
13
Annunciators
14
Input Key
14
SWAP Key
14
Math Functions
14
Display Format of Numbers
15
Specifying Displayed Decimal Places
15
Scientific Notation
15
Displaying the Full Precision of Numbers
16
Interchanging the Period and Comma
16
Messages
16
Business Percentages
17
Percent Key
17
Finding a Percent
17
Adding or Subtracting a Percent
18
Percent Change
18
Margin and Markup Calculations
18
Number Storage and Arithmetic
19
Markup on Cost Calculations
19
Using Margin and Markup Together
19
Using Constants
19
Using the M Register
20
Using Numbered Registers
21
Doing Arithmetic Inside Registers
21
Doing Arithmetic
22
Power Operator
22
Using Parentheses in Calculations
22
Picturing Financial Problems
23
How to Approach a Financial Problem
23
Periods and Cash Flows
24
Simple and Compound Interest
24
Signs of Cash Flows
24
Interest Rates
25
Two Types of Financial Problems
25
Compound Interest
25
Recognizing a TVM Problem
25
Recognizing Cash Flow Problem
26
Time Value of Money Calculations
27
Using the TVM Application
27
Clearing TVM
28
Begin and End Modes
28
Load Calculations
28
Savings Calculations
31
An Individual Retirement Account
32
An Annuity Account
32
Lease Calculations
33
Amortizing a Range of Payments
36
Interest Rate Conversions
37
Compounding and Payment Periods Differ
38
Cash Flow Calculations
39
How to Use the Cash Flow Application
39
NPV and IRR/YR: Discounting Cash Flows
40
Organizing Cash Flows
40
Entering Cash Flows
41
Viewing and Replacing Cash Flows
41
Calculating Net Present Value
42
Calculating Internal Rate of Return
43
Statistical Calculations
44
Automatic Storage of IRR/YR and NPV
44
Clearing Statistical Data
44
Entering Statistical Data
45
Correcting Statistical Data
45
One-Variable Statistics
45
Correcting One-Variable Data
45
Summary of Statistical Calculations
46
Mean, Standard Deviations, and Summation Statistics
46
Linear Regression and Estimation
47
Additional Examples
49
Weighted Mean
49
Business Applications
49
Setting a Sales Price
49
Loans and Mortgages
50
Cost of Not Taking a Cash Discount
50
Simple Annual Interest
50
Continuous Compounding
51
Annual Percentage Rate for a Load with Fees
52
Automobile Load
54
Canadian Mortgages
54
Savings
55
TVM Calculations
55
Saving for College Costs
55
Gains that Go Untaxed until Withdrawal
56
Value of a Taxable Retirement Account
57
Cash Flow Examples
58
Wrap Around Mortgages
58
Net Future Value
59
Assistance, Batteries and Service
60
Answers to Common Questions
60
Environmental Limits
60
Power and Batteries
61
Low Power Annunciator
61
Battery Specifications
61
Installing Batteries
61
Determining if the Calculator Requires Service
62
Confirming Calculator Operation
62
If the Calculator Requires Service
64
Obtaining Service
64
Shipping
64
More about Calculations
65
IRR/YR Calculations
65
Possible Outcomes of Calculating
65
Halting and Restarting IRR/YR
66
Entering a Guess for IRR/YR
66
Effect of Using to Correct Data
66
Equations
66
Index
70
Special Characters
70

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